FEATURES OF LENDING TO INDIVIDUALS IN PJSC SBERBANK OF RUSSIA

Author(s): Kostrova Yu.B., Shibarshina O.Y.

Rubric: Management

DOI: 10.21777/2587-554X-2022-3-101-109

Release: 2022-3 (42)

Pages: 101-109

Keywords: PJSC Sberbank of Russia, lending, individual, loan portfolio, loan product, economic growth

Annotation: Within the framework of this study, the features of lending to individuals in PJSC Sberbank of Russia at the present stage are considered. The object of the study is PJSC Sberbank of Russia as a system-forming bank for the economy of the Russian Federation. The subject of the study is the system of lending to individuals in PJSC Sberbank of Russia. The purpose of this scientific article is to analyze the effectiveness of lending to individuals in PJSC Sberbank of Russia, as well as to develop recommendations aimed at improving lending to individuals in PJSC Sberbank of Russia. The methods of the research used a systematic approach, methods of economic and statistical analysis, methods of tabular and graphical representation of data. The authors consider the organization of the process of lending to individuals in banks at the present stage of development. The efficiency of lending to individuals in PJSC Sberbank of Russia was assessed. On the basis of the conducted research, the authors formulated the main directions for improving the efficiency of lending to individuals in PJSC Sberbank of Russia.

Bibliography: Kostrova Yu.B., Shibarshina O.Y. FEATURES OF LENDING TO INDIVIDUALS IN PJSC SBERBANK OF RUSSIA // Economics and Management. – 2022. – № 3 (42). – С. 101-109. doi: 10.21777/2587-554X-2022-3-101-109