Headings of the journal
"Economics and Management"

Annotation: The relevance of the topic of this study is due to the fact that the digital transformation of the banking business has allowed customers around the world to reach a new level of accessibility and convenience, but this change has been followed by a number of new threats in the field of cybersecurity. Financial institutions must be prepared for the threats posed by intruders, who are constantly developing new strategies to take advantage of the short- comings of banking systems. The purpose of the work is to study potential cyber threats existing in the banking sector in order to develop methods for their identification and counteraction. The article shows the difference in the concepts of cyber threat, cyber-attack, and cyber representation. The types of cyber risks in the banking sector have been studied. Significant examples of cyber-attacks on Russian banks are analyzed. Based on the conducted research, the directions of minimizing cyber threats in the Russian banking sector are presented. It is noted in the article that despite the constant emergence of new and improved old methods of cyber-attacks, knowledge of the types of threats can significantly reduce their implementation with the right security controls, which gives organizations a higher level of cyber resilience.

Annotation: The article describes the stages of development of the digital financial assets market. The chronological sequence of development of the digital financial assets market is described, and the regulatory framework regulating the issue and circulation of digital financial assets are considered. The analysis of the digital financial assets market is carried out, within the framework of which the volume and number of issues of digital financial assets in the period from 2022 to 2023 are considered. The forecast for 2024 by volume and number of placements is presented, information system operators are analyzed by volume and number of transactions, leaders are identified, issuers are analyzed by number and volume of issues, market shares of leading issuers by volume of outstanding issues are considered. An example of the practical application of various types of digital financial assets by companies (digital financial assets for the right to demand money, hybrid digital financial assets, digital financial assets as a tool for motivating employees, digital financial assets for a non-interchangeable token, digital financial assets for the market value of an asset, digital financial assets for the market value of an asset with guaranteed income) is considered. The article presents visible prospects for the development of the digital asset market.

Annotation: This article examines the current state of the processes of financing, creation and functional purpose of univer- sity campuses in Russia. The author presents data on the availability and dynamics of costs for the creation of infrastructure facilities in new campuses, including the amount of funding for the construction of academic and residential buildings of universities, research laboratories and leisure centers. The article defines the role of budget investments as the highest priority source of financial support for the construction of university campuses in Russia, as a result of which calculations of the effectiveness of investments in educational and specialized infrastructure are presented. The use of the results of the comparative analysis allowed the author of the article to formulate a conclusion about the need to use such a form of financing projects for the creation and operation of campuses as a public-private partnership. Based on studies of the structure of costs, incomes and investments, the article provides a justification for the expediency of financial investments by the state and private investors in projects of Russian student campuses.

Annotation: The subject of research in the article is the policy directions of maintaining ecological balance in the European region, including through the mechanism of public-private partnerships. The purpose of the work is to study the status and trends of measures in the European Union (EU) to create a “green” economy. The article examines both measures to decarbonize the European economy and the forms of EU policy in this area, as well as typical examples of public-private partnerships and their role in ensuring the “green transformation” of the European region. The research is based on an integrated approach to the consideration of socio-economic problems of regional develop- ment of the EU, which includes systematic comparative analysis, economic and statistical method. As a result of the research, the structure of the planned decarbonization of the region has been determined, its main goals, objectives and forms have been identified, and the areas of work of public-private partnerships in this area have been char- acterized. The role of the planned innovations in the further socio-economic development of the region is studied.

Annotation: The study examines the theoretical and methodological foundations for assessing the reliability of counterparties. Economic relations are becoming increasingly complex and diverse in the modern world. Companies interact with a large number of suppliers, clients and other partners. In this regard, there is a need to assess the reliability of potential counterparties in order to minimize the risks associated with joint activities. The relevance of this procedure for potential partners is to ensure the economic security of the business. The work provides the author’s definition of the term “unscrupulous” counterparty, and highlights its distinctive features. The scientific article proposes two author’s algorithms for checking counterparties for their reliability: independent and using modern automated system products. As an example of a modern automated system product, the author considers the functional capabilities of the ecosystem for managing the Saby Profile business within the framework of counterparty verification. The author’s conclusions contribute to the systematization of approaches to conducting counterparty verification for their reliability in order to protect against financial risks.