Headings of the journal
"Economics and Management"

Annotation: At the moment, cross-border payments are inefficient and digital technologies can play a significant role in their improvement. One of these areas may be the interaction of digital currencies of the central bank, the formation of agreements on multi-currency payments. The purpose of this article is to study the interaction of payment systems, how they can be included in the system of multi-currency digital means of payments and what are the potential benefits. This topic is especially relevant for emerging market economies, since the mechanism of correspondent accounts is poorly maintained in them. The methods of comparative analysis, critical and systematic approach to the study of information are used. It is noted that if central banks from the very beginning do not take into account cross-border aspects when forming the central bank’s digital currency and do not coordinate their actions at the international level, it will be difficult to get any benefits.

Annotation: In the article, the author’s team continues to study the current state, factors and conditions of socio-economic dynamics of Russian remote regions. It presents a comprehensive analysis of Omsk region in the context of its current depressive situation, a number of destructive processes and probable scenarios for further development as well. To reflect the steadily depressed state of the regions, a new term can be used – “Omskization”, which most accurately and succinctly reflects a wide range of diverse destructive processes and phenomena occurring in the socio-economic sphere, manifested in a steady decline in well-being of residents, the incessant outflow of the economically active population, a decrease in financial security, deterioration of the environmental situation etc. Modern trends in the transformation of the economy and management and their impact on the development of regions are considered, arguments are given to justify the need for qualitative adjustment of the existing regional policy and its improvement.

Annotation: The purpose of the study is to clarify the essential features (prerequisites, subjects, their targets, spheres, objects, means) of cyber-operation as an instrument of interstate military-economic competition. The relevance of the research topic is due to both the important role of cyber operations in the currently aggravated interstate militaryeconomic competition between the United States and the Russian Federation, and the lack of development of relevant theoretical provisions, as well as the practical significance of research related to the development and justification of promising directions for reducing the effectiveness of the destructive impact of cyber operations on the national economic complex of the Russian Federation. The author used such research methods as dialectical, systematic, comparative-analytical, as well as methods of scientific abstraction, induction and deduction, normative and positive analysis and synthesis.

Annotation: This article examines the problem of using the public-private partnership (PPP) mechanism in financing such a strategically important infrastructure industry as the electric power industry. The purpose of the study is to determine the specifics of interaction between the state and business in the electric power industry of different countries and the possibility of using foreign experience in Russian PPP practice. Using methods of analysis, synthesis, systematization, modeling, the authors of this article conducted a study of the organization of PPP projects in world practice, namely in the electric power industry, which made it possible to determine the key points in the development of cooperation between the public and private sectors in this strategic sector of the economy, as well as mechanisms financing of public-private partnership projects. As a result, the features of the organization of PPP in the field of electric power in industrialized countries are identified and characterized by the example of the USA, Great Britain, France, in developing countries by the example of India and Bangladesh, in countries with economies in transition (Kazakhstan). The idea is substantiated that the institutional basis of the national economy determines the choice of the PPP model. The analysis helped to determine the possibility of applying in Russia certain elements of foreign experience in organizing PPP in infrastructure industries, in particular, in the power industry.

Annotation: In the framework of this study, the main barrier to improving the well-being of people of pre-retirement age is the lack of a systematic approach to the use of financial literacy tools of this age category. The object of the study is the socio-economic processes that have causal relationships with the financial literacy of citizens of pre-retirement age. The subject of the study is the system of relations that arise in the process of forming financial literacy of citizens of pre-retirement age. The purpose of this scientific article is the structuring of financial literacy tools for people of pre – retirement age and the development of recommendations for improving their effectiveness. This article analyzes the causal relationships between financial literacy and human well-being, based on statistical data, the influence of the global trend of population aging on economic development is shown. As a result, the authors have developed a structure of recommended tools for improving financial literacy for people of preretirement age as a means of protecting their rights in the field of financial literacy.