Журналы

Headings of the journal
"Economics and Management"

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THE ROLE OF BANK LENDING IN THE DEVELOPMENT AND SUSTAINABILITY OF SMALL AND MEDIUM-SIZED BUSINESSES

Page:17-26

Release: 2025-2 (53)

DOI: 10.21777/2587-554X-2025-2-17-26

Annotation: The article presents current measures to support small and medium-sized businesses in the Russian Federa- tion. Priority sectors of small and medium-sized businesses for the provision of investment loans in 2025–2030 are considered. Loans issued to small and medium-sized businesses in 2017–2023 are analyzed, as well as the dynamics of the volume of loans provided to small and medium-sized businesses. The impact of the 2022–2024 sanctions on the availability of long-term financing is considered. The study highlights short-term liquidity instru- ments that can become a starting point for future reforms, strengthening the country’s position as a developing entrepreneurial power. Factors that hinder the development of lending to small and medium-sized businesses are revealed, including regulatory restrictions, insufficient financial literacy, and the high cost of credit resources, and their causes and consequences are considered. The conclusion of the study presents the findings, recom- mendations, and prospects for the development of bank lending to small and medium-sized businesses in Russia.

RETROSPECTIVE AND PROSPECTS FOR THE FORMING OF A NEW QUALITY OF CONTRACT RELATIONS IN THE MODERN DOMESTIC ECONOMY

Page:19-31

Release: 2025-4 (55)

DOI: 10.21777/2587-554X-2025-4-19-31

Annotation: The article specifies theoretical and scientific-practical aspects of forming and development of contractual rela- tions in the modern domestic economy. A brief retrospective of key provisions characterizing the specifics of the functioning of incomplete contracts as the most important basis for market self-regulation and the dynamics of competitive interactions is offered. The “pure” contract in the form of the institutional G2G model operating in the Russian economy is characterized, which is a natural consequence of the traditional administrative distri- bution and a function of rent-oriented behavior of key economic entities. The negative socio-economic conse- quences of the domestic quasi-market, presented as a state-commercial symbiosis incapable of self-organization and self-regulation, and blocking the relationship of open and competitive access to scarce economic resources, are revealed. The need to develop an institutional mechanism designed to quickly form a system of contractual distribution that optimizes the interests of the state and representatives of the private sector of the economy is substantiated. The prospects for the forming of innovative forms of modern contractual relations in the domestic economy are considered. In this regard, the need for updating and further improving the offset contract system has been verified, especially in the area of expanded reproduction of technological innovations.

PLATFORM ECONOMY IN RUSSIA: DEVELOPMENT DRIVERS, INSTITUTIONAL BARRIERS, ECONOMIC EFFECTS AND DEVELOPMENT FORECASTS

Page:19-29

Release: 2025-3 (54)

DOI: 10.21777/2587-554X-2025-3-19-29

Annotation: The article describes the key aspects of the formation and development of the platform economy in the Russian Federation. The analysis of the main drivers of digital platform growth is conducted, and the institutional bar- riers hindering their development are identified. The article considers the economic effects of the development of the platform economy and presents forecasts for further development. The study is based on the analysis of statistical data, regulations and scientific literature on the topic. Particular attention is paid to the law on the platform economy adopted in 2025 and its potential impact on the development of the industry. The research meth- odology includes a system analysis, a comparative analysis of international experience and expert assessments. The results of the study show that the platform economy is becoming a significant factor in Russia’s economic growth, providing employment for 10 million people and accounting for about 5 % of the country’s GDP. Positive dynamics in the development of the main segments of the platform economy are revealed: e-commerce, transport services, financial technologies and labor platforms. The study demonstrates the need for an integrated approach to regulating the platform economy, taking into account the balance of interests of all market participants.

DIGITAL TRANSFORMATION OF THE RUSSIAN HEALTHCARE SYSTEM

Page:19-26

Release: 2025-1 (52)

DOI: 10.21777/2587-554X-2025-1-19-26

Annotation: The article is devoted to relevant issues of healthcare transformation in modern conditions of digitalization and widespread implementation of information technologies. The article contains a comprehensive view demonstrat- ing the forming of digital systems in the field of healthcare through the creation of a national digital platform for the interaction of all healthcare participants. Digital transformation implies a change in the nature of interac- tion between three main categories – medical institutions, doctors and patients. The introduction of technology increases the level of “digital maturity” of the healthcare industry and stimulates domestic manufacturers of medical equipment and software. The article presents the dynamics of investments in Russian digital healthcare and provides an analysis of the state financial and economic support for the digital healthcare platform. The structure of the republican budget expenditures on healthcare of the Eurasian Economic Union allows for a comparative analysis of the participating countries not only by year, but also in comparison with each other. As a result, conclusion has been drawn indicating the need for further development of digital technologies to integrate healthcare into a modern innovative environment.

THE IMPACT OF STRUCTURAL CHANGES IN THE HOSPITALITY MARKET ON THE STRATEGIC TRANSFORMATION OF RUSSIAN HOTEL CHAINS

Page:27-36

Release: 2025-2 (53)

DOI: 10.21777/2587-554X-2025-2-27-36

Annotation: The article examines the key structural changes in the Russian hospitality market and their impact on the strategic transformation of domestic hotel chains. The study identifies the general definition of market structural changes and strategic transformation, analyzes statistical data and financial reports, and conducts a comparative analysis of the room inventory volume of hotel chains. The findings indicate significant growth in Russian hotel chains driven by market structural changes. The role of government initiatives, such as the national project “Tourism and Hospitality”, and regulatory measures in supporting the industry is highlighted. Special attention is given to the adaptation of hotel chains to new travel trends. In conclusion, the study establishes that market structural changes have simultaneously posed challenges and served as catalysts for strategic transformation and import substitution in the hotel industry. The research findings can be used for further strategic planning in the develop- ment of the hotel business in Russia, as well as for shaping adaptation strategies in response to evolving market conditions. Additionally, the results may be valuable for regulators and the academic community specializing in tourism and hospitality research.