Headings of the journal
"Economics and Management"

Annotation: The article offers a general description of the dynamic forms of artificial intelligence (AI) as an innovative factor in the systemic transformation of the modern economy. An assumption is made about the possible emergence of a conditional fourth stage of AI development (the stage of “digital cognitive plasma”), based on the superpowers of neural networks, in interaction with big knowledge, in the field of expanded reproduction of both the system of implicit and explicit knowledge. The contradictory consequences of the influence of artificial intelligence on the human capital of an economic entity are analyzed within the framework of the dichotomy “creativity – labor”. The conclusion is substantiated about the continuous reduction in the share of “live” creativity in the system of general forms of innovative relations, in favor of the “creativity” of AI technologies. The modern specificity is revealed and alternative consequences of the digital transformation of the human capital market are characterized in the context of the current stage of domestic socio-economic development. The negative effects of the influence of AI on the dynamics of demand for domestic human capital and the forms of its supply, caused by the features of the development of relevant regional, industry, monopoly and international economic relations, are shown. An interdisciplinary list of the main arguments for and against the use of artificial intelligence technologies in the modern economy is proposed.

Annotation: The article is devoted to relevant issues of healthcare transformation in modern conditions of digitalization and widespread implementation of information technologies. The article contains a comprehensive view demonstrat- ing the forming of digital systems in the field of healthcare through the creation of a national digital platform for the interaction of all healthcare participants. Digital transformation implies a change in the nature of interac- tion between three main categories – medical institutions, doctors and patients. The introduction of technology increases the level of “digital maturity” of the healthcare industry and stimulates domestic manufacturers of medical equipment and software. The article presents the dynamics of investments in Russian digital healthcare and provides an analysis of the state financial and economic support for the digital healthcare platform. The structure of the republican budget expenditures on healthcare of the Eurasian Economic Union allows for a comparative analysis of the participating countries not only by year, but also in comparison with each other. As a result, conclusion has been drawn indicating the need for further development of digital technologies to integrate healthcare into a modern innovative environment.

Annotation: The relevance of the topic of this study is due to the fact that the digital transformation of the banking business has allowed customers around the world to reach a new level of accessibility and convenience, but this change has been followed by a number of new threats in the field of cybersecurity. Financial institutions must be prepared for the threats posed by intruders, who are constantly developing new strategies to take advantage of the short- comings of banking systems. The purpose of the work is to study potential cyber threats existing in the banking sector in order to develop methods for their identification and counteraction. The article shows the difference in the concepts of cyber threat, cyber-attack, and cyber representation. The types of cyber risks in the banking sector have been studied. Significant examples of cyber-attacks on Russian banks are analyzed. Based on the conducted research, the directions of minimizing cyber threats in the Russian banking sector are presented. It is noted in the article that despite the constant emergence of new and improved old methods of cyber-attacks, knowledge of the types of threats can significantly reduce their implementation with the right security controls, which gives organizations a higher level of cyber resilience.

Annotation: This article examines the current state of the processes of financing, creation and functional purpose of univer- sity campuses in Russia. The author presents data on the availability and dynamics of costs for the creation of infrastructure facilities in new campuses, including the amount of funding for the construction of academic and residential buildings of universities, research laboratories and leisure centers. The article defines the role of budget investments as the highest priority source of financial support for the construction of university campuses in Russia, as a result of which calculations of the effectiveness of investments in educational and specialized infrastructure are presented. The use of the results of the comparative analysis allowed the author of the article to formulate a conclusion about the need to use such a form of financing projects for the creation and operation of campuses as a public-private partnership. Based on studies of the structure of costs, incomes and investments, the article provides a justification for the expediency of financial investments by the state and private investors in projects of Russian student campuses.

Annotation: The study examines the theoretical and methodological foundations for assessing the reliability of counterparties. Economic relations are becoming increasingly complex and diverse in the modern world. Companies interact with a large number of suppliers, clients and other partners. In this regard, there is a need to assess the reliability of potential counterparties in order to minimize the risks associated with joint activities. The relevance of this procedure for potential partners is to ensure the economic security of the business. The work provides the author’s definition of the term “unscrupulous” counterparty, and highlights its distinctive features. The scientific article proposes two author’s algorithms for checking counterparties for their reliability: independent and using modern automated system products. As an example of a modern automated system product, the author considers the functional capabilities of the ecosystem for managing the Saby Profile business within the framework of counterparty verification. The author’s conclusions contribute to the systematization of approaches to conducting counterparty verification for their reliability in order to protect against financial risks.