Headings of the journal
"Economics and Management"

Annotation: The article offers a general description of the dynamic forms of artificial intelligence (AI) as an innovative factor in the systemic transformation of the modern economy. An assumption is made about the possible emergence of a conditional fourth stage of AI development (the stage of “digital cognitive plasma”), based on the superpowers of neural networks, in interaction with big knowledge, in the field of expanded reproduction of both the system of implicit and explicit knowledge. The contradictory consequences of the influence of artificial intelligence on the human capital of an economic entity are analyzed within the framework of the dichotomy “creativity – labor”. The conclusion is substantiated about the continuous reduction in the share of “live” creativity in the system of general forms of innovative relations, in favor of the “creativity” of AI technologies. The modern specificity is revealed and alternative consequences of the digital transformation of the human capital market are characterized in the context of the current stage of domestic socio-economic development. The negative effects of the influence of AI on the dynamics of demand for domestic human capital and the forms of its supply, caused by the features of the development of relevant regional, industry, monopoly and international economic relations, are shown. An interdisciplinary list of the main arguments for and against the use of artificial intelligence technologies in the modern economy is proposed.

Annotation: The article presents current measures to support small and medium-sized businesses in the Russian Federa- tion. Priority sectors of small and medium-sized businesses for the provision of investment loans in 2025–2030 are considered. Loans issued to small and medium-sized businesses in 2017–2023 are analyzed, as well as the dynamics of the volume of loans provided to small and medium-sized businesses. The impact of the 2022–2024 sanctions on the availability of long-term financing is considered. The study highlights short-term liquidity instru- ments that can become a starting point for future reforms, strengthening the country’s position as a developing entrepreneurial power. Factors that hinder the development of lending to small and medium-sized businesses are revealed, including regulatory restrictions, insufficient financial literacy, and the high cost of credit resources, and their causes and consequences are considered. The conclusion of the study presents the findings, recom- mendations, and prospects for the development of bank lending to small and medium-sized businesses in Russia.

Annotation: The article specifies theoretical and scientific-practical aspects of forming and development of contractual rela- tions in the modern domestic economy. A brief retrospective of key provisions characterizing the specifics of the functioning of incomplete contracts as the most important basis for market self-regulation and the dynamics of competitive interactions is offered. The “pure” contract in the form of the institutional G2G model operating in the Russian economy is characterized, which is a natural consequence of the traditional administrative distri- bution and a function of rent-oriented behavior of key economic entities. The negative socio-economic conse- quences of the domestic quasi-market, presented as a state-commercial symbiosis incapable of self-organization and self-regulation, and blocking the relationship of open and competitive access to scarce economic resources, are revealed. The need to develop an institutional mechanism designed to quickly form a system of contractual distribution that optimizes the interests of the state and representatives of the private sector of the economy is substantiated. The prospects for the forming of innovative forms of modern contractual relations in the domestic economy are considered. In this regard, the need for updating and further improving the offset contract system has been verified, especially in the area of expanded reproduction of technological innovations.

Annotation: The article describes the key aspects of the formation and development of the platform economy in the Russian Federation. The analysis of the main drivers of digital platform growth is conducted, and the institutional bar- riers hindering their development are identified. The article considers the economic effects of the development of the platform economy and presents forecasts for further development. The study is based on the analysis of statistical data, regulations and scientific literature on the topic. Particular attention is paid to the law on the platform economy adopted in 2025 and its potential impact on the development of the industry. The research meth- odology includes a system analysis, a comparative analysis of international experience and expert assessments. The results of the study show that the platform economy is becoming a significant factor in Russia’s economic growth, providing employment for 10 million people and accounting for about 5 % of the country’s GDP. Positive dynamics in the development of the main segments of the platform economy are revealed: e-commerce, transport services, financial technologies and labor platforms. The study demonstrates the need for an integrated approach to regulating the platform economy, taking into account the balance of interests of all market participants.

Annotation: The article is devoted to relevant issues of healthcare transformation in modern conditions of digitalization and widespread implementation of information technologies. The article contains a comprehensive view demonstrat- ing the forming of digital systems in the field of healthcare through the creation of a national digital platform for the interaction of all healthcare participants. Digital transformation implies a change in the nature of interac- tion between three main categories – medical institutions, doctors and patients. The introduction of technology increases the level of “digital maturity” of the healthcare industry and stimulates domestic manufacturers of medical equipment and software. The article presents the dynamics of investments in Russian digital healthcare and provides an analysis of the state financial and economic support for the digital healthcare platform. The structure of the republican budget expenditures on healthcare of the Eurasian Economic Union allows for a comparative analysis of the participating countries not only by year, but also in comparison with each other. As a result, conclusion has been drawn indicating the need for further development of digital technologies to integrate healthcare into a modern innovative environment.